Tomorrow is pregnant, no one knows what it will bring forth- Read Ella’s story

Don’t abort that child. It’s against God’s word. Besides, you could die in the process. But my parents will kill me if they find out, and you know I am in the singing ministry in the church. How do I face my church members? Oh! my God!! What have I gotten myself into Ella cried?

I continued to encourage her. I understand how you feel. I told her It may be difficult for you now. People will talk, your parents and church members will be disappointed, but it will pass, trust me. You don’t even know what this child will become tomorrow. As God would have it, she listened to me. She gave birth to the child, and she named her after me, Christabel. She said that she decided to name her after me because I was the one who encouraged her not to abort the child.

A few years later, the guy who got her pregnant came to ask for her hands in marriage. They got married and were very happy together. But then, life was difficult for them. They struggled to pay rent, fees, even feeding was a problem sometimes. But God, who is always faithful to his children, saw them through it all.

Christabel is a beautiful and intelligent girl. After her secondary education, she got a scholarship to study nursing abroad. Today, this girl who would have been flushed out through abortion is married to a very wealthy man abroad with three children. Apart from the fact that God hates abortion, it could damage your womb and make you childless. You can even die in the process. Besides, you don’t even know what that child will become tomorrow.

Abortion can destroy your future. Research shows that abortion can cause the following:

  • future childbearing and pregnancy outcomes (e.g., secondary infertility; ectopic pregnancy; spontaneous abortion and stillbirth; complications of pregnancy; and preterm birth, small for gestational age, and low birthweight);
  • risk of breast cancer;
  • mental health disorders; and
  • premature death.

 

Six ways to stop your spouse from cheating

Infidelity is common these days, even amongst Christians. During the time of our parents, infidelity in a married woman was not common. Any married woman caught cheating on her husband was treated as an outcast by her fellow women. But these days, the reverse is the case. The men are cheating the women are cheating, even men of God cheat on their wives.

If your spouse is cheating on you, ask yourself these questions; Have I been a faithful husband or wife? Because the reason why some people cheat is that their partner is cheating, which is not a good reason anyway. Do I satisfy my spouse sexually? Am I always available when my spouse needs me? Am I still sexually attractive?

Having to deal with infidelity is not a pleasant experience, so if your spouse has not already started cheating, do not give him or her room to do so. However, for those experiencing infidelity, all hope is not lost. Below are the steps on how to win your man back.

1. Be faithful to your spouse: Nobody likes a cheating partner. One reason why some people cheat on their spouse is that the other person is cheating. Some people will tell you that they do it to get even. In as much as I do not believe in this school of thought, it still doesn’t change the fact that most infidelity is caused by unfaithfulness if you know what I mean.

2. Learn to satisfy your spouse sexually: I know a Christian man who sleeps with his wife only when he wants to make babies. The woman complained bitterly. When the news got to their pastor, and the pastor tried to find out his reasons for sleeping with his wife only when they want to make babies, he said that it is a sin against God. However, the pastor made him understand that sex with your spouse is not a sin against God.

Now, in the case of this couple, the woman was able to speak up. What if she didn’t speak up and decided to satisfy herself with another man. When you do not satisfy your spouse sexually, they are tendencies that they will cheat. So if you do not want your spouse to cheat, you have to learn how to satisfy them sexually.

They are books that explain different sex positions. Books like Great Sex, Christian Style by Ned Pelger. This book is one man’s honest pursuit of sexual happiness for the God-loving universe. With humor and soul, Pelger explores the sexual wake of Christianity, communicating insightful navigations and scholarly musings on centuries-old practice and teachings. Great Sex challenges Christians and non-Christians alike to question what they thought they knew about the Bible and sex.  You can read such books and try to experiment with them with your spouse.  You don’t have to be shy about it. They are also other great books like The christian couple, Orgasm and sex by Dunamis Okunowo.

In this book, the writer explains that one of the greatest problems Christians face is inability to learn more about sex, orgasm, sex positions without bumping into pornography and perversion. This book is the way out!
One of the reasons for adultery is a boring sexual life with one’s spouse. While there should be no excuse for sin and compromise, this fact cannot be overlooked. It is interesting that as much as this area is crucial to every marriage, most churches are hardly discussing this.

The good thing about marriage is that you have the license to try anything with your spouse.
I understand that some people find sex painful, maybe because of their past experiences, as in the case of abuse. If that is your case, you can seek help from a counselor.

3. Be available: I do not mean that you should abandon your work or business so that you can be available for your spouse. What I mean is this, when you are with your spouse, and he or she needs you, don’t start complaining about being tired, or that you are not in the mood, and so on. I understand that they are times when you are tired as a result of work stress. And there are times too when you are not in the mood for sex, but it could be negotiated. You can say something like, honey I am tired now, but give me some time to rest, and I will make it up to you. Now make sure that you keep to your promise because you have raised his or her hopes high, and it will be very wicked of you not to fulfill your promise.

4. Be sexually attractive: This is where most people have lost it. As soon as they get married they stop being sexually attractive. They stop taking care of themselves. This applies to both men and women. You can not be looking unattractive because you are now married. This is when you should look even more attractive. If you are always looking sexy, it will be difficult for your spouse to look at other men or women.

5. Settle your differences as quickly as possible: Quarrelling and fighting are very common in a relationship. However, you must settle your differences as quickly as possible because if it lingers for too long, they are always tendencies for your partner to find solace in the arm of another person.

6. Never deny your spouse sex: Some people make the mistake of denying their spouse sex when they are not happy with them. This can make your spouse cheat on you. No matter how angry you are with your spouse, make sure that it does not affect your sex life. Apart from the fact that your spouse can cheat, you can also lose the person completely, if not handled properly.

You might not understand how Nigerians are suffering until you travel to other advanced countries – Williams Uchemba

Popular Nigerian comedian and actor, Williams Uchemba has taken to his social media page to express his disappointment and anger on the situation of things in Nigeria.

He said that Nigeria has the largest Economy in Africa with the GDP of $398 Billion compared to SA which is the second largest with $368 billion? Yet Nigeria needs to apply for visa to travel to South Africa.

He also said that one might not understand how Nigerians are suffering until you travel to other advanced countries.

See post below;

 

I woke up really sad and depressed over the state of Nigeria and I’m almost tearing up typing this.

Now, I’ve lived in the western world in the past, both in the UK and US , and when I ask this question I justify my depression with well it’s a white man’s country that’s why they are ahead but why I’m really angry in this case is that we are talking about the same continent.

Do you know that Nigeria has the largest Economy in Africa with the GDP of $398 Billion compared to SA which is the second largest with $368 billion? Yet Nigeria needs to apply for visa to travel to South Africa.

I am 3,500 feet above sea level and I’m looking at an African nation that built their country with their own natural resources, a country where you can’t tell if you are still in Africa or Europe because of its immense development despite the corruption in the country. A country where their primary source of income comes from mining and industry. Tourism alone rakes in ZAR 130billion which is about $8.8billion for the country. In 2016 alone 16 million tourist visited SA and that number has steadily increased since then. 16 million guys and tourism only adds 2.8% to their GDP. Even with the corruption in the their country the leaders are still steadily growing their industries and sectors.

You might not understand how Nigerians are suffering until you travel to other advanced countries then come back home and see how Nigerians have been deprived of basic life amenities of life.

So I ask, apart from bad Leadership Structure and lack of Vision, what do you think is our problem as a nation? Do you think we got independence way too early? Do you think that the democratic system of government is working in Nigeria and for Nigerians? There is corruption in other countries, why is Nigeria’s corruption so different and profound that even corrupt nations call us corrupt?? What do you think is the issue with Nigeria??

 

You might not understand how Nigerians are suffering until you travel to other advanced countries - Williams Uchemba writes from honeymoon in South Africa

 

Causes of financial setbacks

Most of the financial setbacks we face in life are not ordinary. Some of them are caused by some spiritual forces.
For so many years, I worked so hard and made monies, but I could not save, whenever I managed to save, I will not be able to give an account of how I spent the money. Other times I will save, but the money will disappear mysteriously.

So one day, someone invited me for a church program. During the program, I prayed earnestly concerning the situation. One month after the program, I received a call that my elder sister has passed on. As time went by, I realized that my money no longer disappears mysteriously, and I can now save.

The reason why some of us are still where we are today is as a result of a lack of knowledge. No wonder the bible says; My people suffer for lack of knowledge.

Invisible barriers are unseen spiritual adversaries. Most of the financial set back we face today are caused by unseen spiritual adversaries. See what the bible says in Matt 13:25-28

25 But while he was sleeping, his enemy came and sowed darnel (weeds resembling wheat) among the wheat, and went on his way.

26 So when the plants sprouted and formed grain, the darnel (weeds) appeared also.

27 And the servants of the owner came to him and said, Sir, did you not sow good seed in your field? Then how does it have darnel shoots in it?

28 He replied to them, An enemy has done this. The servants said to him, Then do you want us to go and weed them out?

The bible says; we wrestle not against flesh and blood, but against forces of darkness.
For some persons, their appointment always turns to disappointment. They have near success syndromes. For some, wherever they go, whatever they do is a problem. Nothing works for them, no matter how skillful they are. They are some spiritual forces behind it.

Some people are intelligent, they graduated with a good result, but they cannot secure a good job. Some get pregnant, but it never stays. They always have miscarriages.

When we pray, we inform God, but when we praise, we invite God. Exodus 14:14 says God shall fight for us. But some of us try to fight our battles ourselves. Praise is the spiritual weapon that invites God to fight for us.
Romans 4:16-21

16 Therefore, [inheriting] the promise is the outcome of faith and depends [entirely] on faith so that it might be given as an act of grace (unmerited favor), to make it stable and valid and guaranteed to all his descendants–not only to the devotees and adherents of the Law but also to those who share the faith of Abraham, who is [thus] the father of us all.

17 As it is written, I have made you the father of many nations. [He was appointed our father] in the sight of God in Whom he believed, Who gives life to the dead and speaks of the nonexistent things that [He has foretold and promised] as if they [already] existed.

 

18 [For Abraham, human reason for] hope being gone, hoped in faith that he should become the father of many nations, as he had been promised. So [numberless] shall your descendants be.

19 He did not weaken in faith when he considered the [utter] impotence of his own body, which was as good as dead because he was about a hundred years old, or [when he considered] the barrenness of Sarah’s [deadened] womb.

20 No unbelief or distrust made him waver (doubtingly question) concerning the promise of God, but he grew strong and was empowered by faith as he gave praise and glory to God,

21 Fully satisfied and assured that God was able and mighty to keep His word and to do what He had promised.
Some of us inform God, but we do not invite him. It is high time you gave your life to Christ so that he can fight for you and change your story.

If you are experiencing invisible barriers in your life, as you read this God will turn things around for you in the mighty name of Jesus.
Every invisible force fighting against you it is destroyed today in the name of Jesus.

Here is what to do to prevent hackers from taking over your website

Hacking is a very serious problem for the today’s Websites. It is important to pay a lot of attention to the security of your hosting account, most especially your cpanel. It should be well-protected to prevent hackers from taking full control of your website.

 However, some aspects of account protection depend not only on your hosting company, but also on the owner of the account.
Last week, my website was hacked. After my hosting company helped me recover it, I had to do a thorough research on how to protect my website from desperate hackers. ( link to things to do to protect your WordPress website from desperate hackers).
We all know how important hosting is to a website. Without a hosting company, your website is as good as useless.
Now first things first, in order to efficiently and completely protect your website, you have to make sure that you protect your hosting account, most especially your cpanel, because your hosting company have a back up of your website, but if these hackers get hold of your hosting account details, then you will make it difficult for your hosting company to recover your site when it is been stolen.
Below is how you can protect your hosting account (cpanel).

1. Use a username and password that cannot be guessed.

Always ensure that you use a password that cannot be guessed. Some people set a password which is easy to remember for easy access. It is strongly recommended to avoid using passwords which consist of dictionary words, names of your relatives, friends or pets, important dates, cities, etc. These passwords are not secure as it is really easy to find such information about you, especially if you have an account in any of social networks.

When we register on a site for one purpose or the other, we are requested to fill in our personal data. some important personal data can be gathered during several online conversations with you by means of email, forum, chat or in a social network. So in case your password is your pet name or your birthday, do not be surprised if your account gets hacked.
Also, hackers have special tools which can be used to get your password (cryptanalytic atta). The main idea of such attacks is checking all possible words until the correct one is found. Such attacks can be successful if your password is a simple word from a dictionary.

So I strongly advice you to use passwords which consist of randomly mixed low and capital letters, special symbols and digits. And it should not be less than eight symbols. You can use any special program for passwords generation as well as in-built cPanel password generator. It can be found in cPanel >> Password & Security.

For cPanel Basic Theme:

For cPanel Retro Theme:

2. Change your password from time to time.
It is important that you change your password regularly.
Also, you can change your passwords for your email accounts in the cpanel. Just go to cPanel >>Email Accounts menu.
For cPanel Basic Theme:
For cPanel Retro Theme:

3. Keep your username and password in a safe place

Do not keep Your Hosting username and password in your email account inbox if you are not the only person who has access to it. Also, do not store your cPanel login details in a text file on your desktop, especially if you are not the only user of the computer. Do not share your username and password with anyone.

4.Use Two Factor – Authentication

Two Factor-Authentication adds an extra layer of security to your cPanel account in addition to your username and password by requiring access to the phone number associated with your account. Without your smartphone, you cannot log in.

When Two-Factor Authentication is enabled, your account cannot be accessed by anyone unauthorized by you, even if they have stolen your password.

5. Use Antivirus software and perform full scan of your computer always.

Use effective firewall and antivirus software with the up-to-date databases on your personal computer. Always perform a full scan of your computer regularly. Some viruses are intended to steal your login details and transmit them to someone who needs them. Also, there are special applications which are known as keyloggers. They gather a log of keyboard buttons pressed by you, make screenshots of your desktop and send this information to a hacker. Such software can be detected by a good antivirus program, so do not forget to check your PC regularly.

6. Use a secured connection when it is possible

It is recommended to use a secured connection always.

7. Scan your web space

To avoid having the files located in your hosting account being at hazard, it is recommended to use different means of scanning for malicious software. First of all, you can use an in-built cPanel Virus Scanner.
For cPanel Basic Theme:
For cPanel Retro Theme:
Also, you can use some free online scanners such as this one:

http://sitecheck.sucuri.net

It is better to combine these two ways of checking your account for viruses. In order to prevent having viruses and malware on your account, it is recommended to use themes and plugins only from trusted providers.

8. Always have a backup

It is recommended to keep a backup of your account somewhere in a safe place on your PC or a third-party server. Please do not forget to update it from time to time in order to avoid losing the important information. You can create a full cPanel backup in cPanel >> Backup.
For cPanel Basic Theme:

For cPanel Retro Theme:

Miracles comes from above but it doesn’t fall from heaven people are required to make it happen.

I want to share two old stories with you, and see how you would choose !

” *Story* *One*”
A certain company has a tradition of holding a party and a lottery every Christmas Eve.

The rules of the lottery draw are as follows: each employee pays ten dollars as a fund. There are three hundred people in the company. In other words, a total of three thousand dollars can be raised. The winner takes all the money home.

On the day of the lottery draw, the office was filled with a lively atmosphere. Everyone wrote their names on a slip of paper and put them in the lottery box.

However, a young man by name Karl, hesitated when he wrote. Because he thought that the company’s cleaner has a frail and sickly son who was going to have an operation recently, but she did not have the money to pay for the operation. This made her very troubled.

So, even though he knew that the chance of winning was slim, with only a three percent chance, Karl wrote the name of the cleaner on the note.

The tense moment came. The boss stirred the slips in the lottery box, and finally drew out a note. Karl also kept praying in his heart: I hope the Cleaner can win the prize…Then the boss carefully announced the winner’s name. A miracle has happened!

The winner turned out to be the Cleaner! Cheers broke out in the office, and the Cleaner hurriedly came to the stage to accept the award. She burst into tears and said movedly: I am so lucky! With this money, my son has hope to live !

As the party was in progress, while thinking about this “Christmas miracle”, Karl paced to the lottery box. He took out another piece of paper and opened it casually. The name on it was also the name of the Cleaner ! Karl was sincerely surprised. He took out several pieces of the slip of papers one after another. Although the handwriting on them were different, the names were all the same. All of them were the names of the Cleaner ! Then Karl’s eyes were red with tears of joy. He clearly understood that there is a Christmas miracle in the world, but the miracle will not fall from the sky. People are required to create it by themselves!

” *Story* *Two* ”
One afternoon, I went for a walk with a friend in the suburbs. Suddenly, an old man in tattered clothes approached with a bag of green vegetables in his hand. The sales of those vegetables are very poor, the leaves were dehydrated and yellow, and there were holes in them that are bitten by insects. But my friend bought three bags without saying a word. The old man embarrassedly explained: “I grew this vegetable myself. It rained a while ago, and the vegetable were soaked. They look ugly. I’m sorry.

After the old man left, I asked my friend: Will you really eat these vegetables when you go home?

He said no. These vegetables can no longer be eaten.

Then why are you buying?

Because it is impossible for anyone to buy those vegetables. If I don’t buy it, the old man will probably have no income.

I admire my friend’s good deeds, so I caught up with the old man and bought some vegetables from him too. The old man said very happily, “I been trying to sell them all day, and only you are willing to buy it. Thank you so much. You have put food on the table for me and my family.

Several handfuls of green vegetables that I can’t eat at all taught me a valuable lesson. When l heard the old man, I was almost move to tears.

. . . . . . . . . . . . .
When we are in a low ebb, we all hope that miracles will happen to us; but when we are capable, are we willing to be the one who creates miracles for others ?

Opera News Is Rewarding Readers With Up To N50,000 for Christmas, Here’s How to Participate

Opera News Is Rewarding Readers With Up To N50,000 for Christmas, Here’s How to Participate

2020 has been a special year with ups and downs. To wrap it all up Opera News is rewarding loyal readers with a token of our appreciation. Starting from 14th Dec 2020, over twenty thousand randomly selected Opera News readers will receive a reward of up to N50,000 each!

To qualify for this reward, all you need to do is simply update your Opera News app to the latest version and use the app every day.

Every week, the winners will be announced and their OPay account number will be requested for payment.

Only readers who sign-in consecutively at our Coin Center from 14 Dec 2020 will be eligible for reward,this is why it’s very important to update your app to the latest version.

 

To check if you have the latest version simply visit the Opera News page in the Play Store or click here to do it now.

If you see the “Update” button it means you are using an older version. Simply click it to update your app and you are good to go.

If you don’t see the “Update” button don’t worry, it means you have the latest version!

Very Important Information: 

  • Please note that if you have multiple accounts only one user account is eligible for this reward.
  • Uninstalling and reinstalling the app will automatically assign you a new user ID and will erase your daily progress and reset your account to zero. This means you won’t be eligible for the reward.
  • The only way to win our reward is to update your app and use it every day with only one account.
  • This reward program will begin on the 14 December 2020 and run until 31 December 2020

If you have any questions you can drop it in the comments or contact us on Facebook & Twitter

On behalf of the whole team, we say thank you for sticking with us this year!

Source: opera news hub

Love and prayers

Love and prayers are two important virtue that Christians need. The bible admonishes us to love and pray always not just for ourselves and loved ones, but also for our enemies.

They both work side by side. You cannot claim to love someone and not pray for the person. We are supposed to always pray for those we love.

Just like the saying: Love conquers all things likewise, prayers also conquers all things. So you see, they both work side by side.

The Bible says that God gave us his only begotten son because of the love which he has for us. Jesus gave up his life so that we can be saved. Even while he was disgraced and beaten like a thief, he still prayed and asked God not to hold it against us, and he did it out of love.

Steven, while he was being stoned to death also prayed and asked God to forgive those who plotted evil against him. It is only those who love you that will pray for you even when you are killing them.

Sometime in 1994, I lost my father and was left at the mercy of my uncle who is now late, and his wife. I was twelve years old then.

My mum had passed on much earlier. I was the only child of my parents. So when I lost my dad, I had no choice other than to live with my uncle and his wicked wife.

As the first and only child of my parents, my dad named me Adanna which means father’s first daughter in the Igbo language. I was seriously been maltreated by my aunt and her children.

Every day, I prayed and ask God for a helper as I suffered so much in the hand of my aunt. I made a vow to God that if he rescued me from my wicked aunt, I would help the poor and the needy from the hands of their oppressors.

My aunt never failed to remind me how hopeless and useless I was to them.
Despite everything that my aunt and her children did to me, I didn’t stop loving and praying for them. My parents were Christians so I was taught to always love those who despitefully used me.

In 2003, my aunt sent me to the market in a nearby village to buy some food items. As I was returning from the market, I was hit by a hit and run driver. A pastor who was returning from a Crusade found me and rushed me to a hospital.

The accident was so severe that it affected my spinal cord was affected.
The hospital where I was rushed to couldn’t handle my case, so I was referred to another hospital in the city. With the help of the pastor, I stayed in the hospital for months, when I was finally discharged, the pastor offered to take me back home, but I pleaded with him not to take me back to my uncle and wicked aunt as I was afraid that she will finally kill me in my present condition.

After listening to my story, pastor Paul, that is his name, decided to adopt me. But he couldn’t do that without the consent of my family members. So he took me back to meet my uncle. After narrating what happened to them, they were more than willing to let me go, as my aunt felt I was now useless to her. She still did not fail to remind me how useless I was to them.

Then I made another vow to God that if he healed me, I would help every cripple that I came across.
I became a blessing to pastor Paul and his wife, as the pastor and his wife who have been praying for a child were blessed with a child less than two years after I started leaving with them.

One faithful day, the pastor organized a church program. During the program, he called me out and said that he was led by the Spirit of God to pray for me. As he was praying I suddenly started screaming. As the pastor was praying, I felt a certain power inside of me which I couldn’t explain. So the pastor asked me to gently stand up from the wheelchair that I was sitting on. I did and tried to take a step further and found out that I could walk. The news went viral and the pastor’s church grew.

Two years later, a young man who was given the scholarship to study abroad, came back and said he wanted to give back to society. Since he was a member of pastor Paul’s Church, he decided to sponsor a member of the Church to study abroad. I was chosen to go study abroad as I was very intelligent.

I graduated as a computer scientist with a first-class, worked for some years before I finally decided to return to my country to enable me to pay my vows which I made earlier to God.

When I returned, I took up a job as a teacher in a secondary school, to enable me to get close to students who may be going through what I went through in the hand of my aunt, and assist them in any way that I could. Because I have a passion for writing, I built a blog site to enable me to publish my work. Exactly three months after I built the site, I got google approval.

Earlier this year before the covid-19 pandemic, I got a lecturing job in one of the private universities. In September, my aunt’s children called me to inform me that my aunt was sick. She has been ill for a while now and they have spent all they have on medication. They were asking for my assistance to enable them to buy medication for her.

The hopeless, useless, and good for nothing girl is the same person they are calling for assistance. I had to send some monies to them so that she could be taken to a good hospital for treatment. They now regret everything they did to me in the past. Although I have forgiven them, but it will be difficult to forget.

Fourteen Causes of business challenges all over the world

1. Government policies: Government changes its policies all the time most especially when it is a new government, and these policies sometimes affect some businesses. For instance, when the Nigerian government placed a ban on the importation of goods like foreign rice, fairly used clothes, shoes, and bags which also known as Okrika and so on, people in these lines of businesses were badly affected. So government policies are one of the challenges in business.

2. Pandemic: Am going to use covid-19 as a case study. During and after the pandemic, many businesses shut down. Right now, some of the businesses that managed to survive are struggling to still be in business.

3. Natural disaster: Natural disasters like flood, earthquakes, hurricane, Tsunami, etc. is one of the major causes of business challenges. When they are natural disasters, nobody thinks of doing business all they think about then is how to save lives and properties.

4. Debt: Debt is one of the major challenges most businessmen are facing. People buy on credits and sometimes they don’t want to pay back. Most businesses have crashed as a result of this.

5. Change in technology: let’s use a typewriter and computer as a case study. Before computers were invented, people used typewriters, but as soon as computers were introduced, people stopped using typewriters. People who could afford computers bought them, but it became a major challenge for those who could not afford them. Another case study is the invention of android phones and photography. Before the invention of phones with cameras, people use to go to photography studios to take pictures. But today the invention of camera phones has made photographers irrelevant.

6. Increase in currencies: Increase in currencies is also a factor that affects business, most especially imported goods. This affects the prices of the goods and does not only makes it difficult for business owners to import goods but also for customers to be able to purchase them.

7. Increase in the prices of goods: When they are an increase in the prices of goods, people turn to cheaper alternative products and this can also be a challenge to the manufacturers of those goods. You can not be in business when customers refuse to buy your products and this can be a problem.

8. Lack of adequate finance: This is the number one cause of a business challenge. Money is the backbone of every business, so without money, you can not do much.

9. Lack of transportation means: Transportation plays a vital role in business. So lack of transportation means may affect most businesses, most especially those who are into supplies of goods. When there is no means of transporting your goods it becomes a problem as you will not be able to get your goods across to your customers.

10. Increase in tax: When there is a tax increase, some businesses are affected as a result of this.

11. Taskforce: It is in countries like Nigeria that you experience a task force. These guys claim to be working for the government and always attack business owners. So many businesses have shut down as a result of this. So some business owners have formed a union to enable them to fight these guys.

12. Lack of power: This is a challenge for most businesses, most especially businesses that depends solely on power. So they are forced to use a generator which is very expensive to maintain. So many promising businesses have crashed as a result of a lack of power.

13. Location: The location of your business matters a lot. Bad locations can affect your business greatly. Just imagine setting up a Bistro in a ghetto. Apart from the fact that the people within the vicinity won’t be able to patronize you, no prominent and responsible person would want to come to that area to buy from you. Also if your business is located in an area that is full of thieves and hoodlums, it will affect your business greatly most especially if there is no security.

14. Bad road: A business located on a bad road hardly thrives. Nobody wants to drive through a bad road to purchase goods, so this is can be a challenge

Breaking news: Famzhi interbiz limited promises to pay investors back their capitals

The MD of famzhi interbiz limited, Hajia Maryam Suleiman has promised to pay their investors back their capitals. In a voice note which was realized to the investor’s telegram group, the MD apologized for the delay in payments of investor’s capitals.

In her statement, she said famzhi was created on the platform of seeing how Nigerians can come together, and rob heads together, and do business by contributing and making something that will give them money and create jobs.

She reminded the investors that famzhi has been supporting them for four years. She also said that she took her time to read all the investor’s comments on the telegram and that she feels their pain. In solidarity with the investors, she said that she stopped her children from going to school so that they can all put their heads together to solve the problems on the ground.

She pleaded with the investors not to lose trust in famzhi and assured the investors that they will all get back their capitals. She said the profit payments stopped in April and told those on rollover not to be afraid as their monies are still intact and would be paid back their capitals and profits which stopped in April.

She also told the investors that they have been paying. She said that the company cannot pay everybody at the same time. In her statement, famzhi has roughly eleven thousand investors and about three thousand have been paid and about two thousand have been given part of their capitals.

She urged the investors to be calm so that they can pay everybody back their monies. She said most of the monies were invested in properties, and the only way the investors can get back their monies is if the company sell off the properties.

She said that she understands what the investors are going through and solicited for peace and calmness and urged the investors to pray for the company. She also said that the company has plans on the ground to move the business forward, but they need a peaceful environment to do so.

She assured the investors that henceforth, every decision taken will be a collective decision taken by the premium investors. The premium investors have come up with a wonderful idea that will benefit all the investors. So the idea is that any money that comes into the company will be announced and it will be distributed amongst the investors. A certain percentage will be agreed upon, and they will no longer be doing random payments.

She pleaded with the investors to allow the company to allow the projects which they have on the ground to continue as that is the only way the company can sell off the properties and pay their investors.